Brilliant Jewelry Insurance

Protect        Restore       Preserve

Lifetime Jewelry Protection Plan

Includes damages caused by normal wear and tear, such as:Jewelry Insurance | Lifetime Jewelry Protection Plan | K. Rosengart

  • Bent, broken, or worn prongs
  • Broken chains, bracelets, or earrings
  • Broken or missing clasps
  • Dented or distorted jewelry

Diamond and Gemstone Protection

  • Cracked, broken, or missing center diamond or gemstones
  • Cracked, broken, or missing accent diamonds or gemstones

Additional Jewelry Insurance Benefits

  • Initial ring sizing with purchase
  • Ring re-sizing
  • Maintenance, such as rhodium plating and polishing
  • Day 1 protection

As part of our lifetime jewelry protection plan, if we determine we cannot return your jewelry to like-new condition, we will replace it.

With the lifetime jewelry protection plan, you can have peace of mind knowing there will be no out-of-pocket expenses and no deductibles. It’s a fully underwritten program with nationwide coverage.

What Is Normal Wear?

Jewelry Insurance | Lifetime Jewelry Protection Plan | K. Rosengart

Brilliant jewelry insurance benefits cover damages caused by normal wear and tear from use as intended:

  • Damage caused by misuse or abuse is not covered
  • Jewelry dropped down the disposal or run over by a car is NOT considered “use as intended”
  • Jewelry damaged by chemical (cleaning agents) would not be covered
  • Prongs bent back, sheared off, or showing signs of tampering/stone removal would not be covered

After Market / Renewal Jewelry Insurance Program

What Is an After Market Plan?

A differentiator! People value merchandise they already own MORE than merchandise they’d like to own… because memories are priceless.

  • Applies to customers’ EXISTING jewelry
  • Offer your guests the opportunity to restore their jewelry to “like-new condition”
  • Offer your guests the opportunity to protect their jewelry from future damage

Jewelry Insurance Premiums

Retail Price BandsTermFee
$100.00$199.99Lifetime$57.99
$200.00$299.99Lifetime$92.99
$300.00$499.99Lifetime$114.99
$500.00$699.99Lifetime$137.99
$700.00$999.99Lifetime$149.99
$1,000.00$2,999.99Lifetime$229.99
$3,000.00$4,999.99Lifetime$344.99
$5,000.00$9,999.99Lifetime$517.99
$10,000.00$14,999.99Lifetime$804.99
$15,000.00$19,999.99Lifetime$977.99
Retail Price BandsTermFee
$0.00$24.99Lifetime$12.99
$25.00$99.99Lifetime$29.99
$100.00$199.99Lifetime$49.99
$200.00$299.99Lifetime$79.99
$300.00$499.99Lifetime$99.99
$500.00$699.99Lifetime$119.99
$700.00$999.99Lifetime$129.99
$1,000.00$2,999.99Lifetime$199.99
$3,000.00$4,999.99Lifetime$299.99
$5,000.00$9,999.99Lifetime$449.99
$10,000.00$14,999.99Lifetime$699.99
$15,000.00$19,999.99Lifetime$849.99

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